www.yourbkcert.com – DECAF – An ideal assistant for filing bankruptcy

The declaration of Bankruptcy is often issued by the debtor or by a court order. Bankruptcy is a legal procedure through which debtor, organizations or entities unable to repay debts to the creditors, seek exemption from all or some of the debts. On filing bankruptcy, you will get ‘automatic stay’ implying that a block has been imposed on your debt keeping creditors from collecting. While the stay is in place, the creditors cannot go after your secured assets, rebate money from your bank account or affect your wages negatively.

Bankruptcy can be filed by the debtor or can be filed with the help of an attorney. However, many instances reported of attorney’s charge is higher than that of the debt itself.  Also, in general, people from non-legal backgrounds can be greatly confused by the legal proceedings presented before them. Before filing, it is recommended to gain complete knowledge on the whole proceedings reducing ay chance of getting misguided and taking any wrong decisions affecting a longer period.

Debt Education and Certification Foundation

Non-profit provider DECAF (Debt Education and Certification Foundation provides counselling and educational session for educating about pre and post-bankruptcy scenarios. DECAF is expertise in helping people to file bankruptcy following proper and legal procedures. And that too without any help for an attorney!

As discussed earlier, bankruptcy can be filed by the debtor also. So why hire an attorney jut to file?  DECAF assists with the requirements of bankruptcy by providing a credit counselling certificate necessary before filing for bankruptcy.   Post filing, you need to pt for Debtor Education course for creating awareness on what’s next.

Why sign up for DECAF

Apart from avoiding the costly attorney and court charges, you need to sign up for DECAF course solely for the following reasons:

• Avoid loss of bankruptcy protection both for your possession and your regular income to fulfil attorney fees.
• Specially discounted price of $40.00 on signing up.
• Zero additional charges for spouse filing together.
• Can opt for either online or telephonic medium to complete the course at convenient flexibility.
• Enter the course or exit course anytime. Your progress is saved until you have completed so that you can come back anytime and finish.
• 24/7 connectivity and correspondence with certified Financial Counsellors located in the USA.
• Course and counselling available in both English and Spanish language.
• On immediate completion, of course, you will receive your certificate online, download and sent via email.

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Registration procedure at DECAF

There are several reasons to sign up for DECAF and yet just one single method to register for your course.  To begin with the registration,

• Open your browser and visit www.bkcert.com/yourbkcert.
• Click Sign Up-Click Here For New User

• Enter the following data one by one:

1. Title.
2. First Name.
3. Middle Name (if any).
4. Last Name.
5. Contact Number.
6. Last four digits of Social Security Number/Employer Identification Number.
7. Active email address. (confirm twice)

• Select your preferred language for the course and counselling medium(English/Spanish)
• Please specify if you already have hired an attorney.
• Specify if you want to register for Pre Filing or Post Filing
• Next, create a username for your DECAF account.
• Create a strong password (preferably with a combination of letters, numerical or special character).
• Click “Save”

On completing registration, you will get the whole course overview, the procedure to complete, syllabus and components.

Accessing DECAF account

Next, you need to log in to your DECAF course account to access your curriculum:

• Open your browser and visit www.bkcert.com/yourbkcert.
• Enter your username.
• Type your password.
• Click Login/Sign In.

First-time users or the users who haven’t started the course need to use the login form at the extreme top right black enclosure. For users who are returning to complete their course, they need to log in under Returning users, please log in below form.

Forgetting password

In case, you forget your password, no needs to keep on persisting with the wrong credential. Here is the simple method to retrieve your password.

• Open your browser and visit www.bkcert.com/yourbkcert.
• At the extreme top right of the fresh log in form, click on Forgot Password link under login.

• Enter your username.
• Enter your registered email address.
• The system would auto-populate your details and send a mail to the email address.
• Check the mail to find your username and password.

• Come back to the login page to access and continue with your session.

Contact Point of DECAF

In case of any technical issue, queries, request, complaints or want to speak to the customer help desk for any reason, call the following channels:

• General Queries- 1-866-859-7323.
• Technical Assistance- 1-866-859-7323.
• Attorney Relation Info- 1-877-332-2366.
• Spanish support Department- 1-866-963-2095.

Call up anytime. Available 24/7 hours.

Mailing Address

Write to DECAF at the following address:’

DECAF
112 Goliad St
Benbrook, TX 76126-2009.

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Website Contact Form

To connect and write on the web world:

• Visit the link www.bkcert.com/home/phone (or contact page from the DECAF web).
• Enter the following info:

1. Full Name.
2. Email Address.
3. Your concern id details.

• Click on Send Message.

Ref Link:

• www.bkcert.com